Asisten Kredit FLIN v2.1 · HITL pipeline

Post-Reconciliation Review

Review the 4-source loan reconciliation. If the gap is large or the bureau shows lenders not declared by the customer, consider requesting additional documents (payslip, KTP re-confirmation, additional bank-statement months) before proceeding to risk.

4-Source Reconciliation

Customer Declared O/S
Rp 129.231.063
Bureau Total O/S
Rp 129.716.431
Customer Declared EMI
Rp 11.591.952
Bank Avg Monthly Loan Pmts
Rp 0
Bureau Loans (1 secured · 8 unsecured · 17 paylater)
Secured Loans (1)
  • PT Bank Perekonomian Rakyat Duta Pakuan Mandiri: O/S Rp 53.999.306 · EMI Rp 0 · DPD: Current
Unsecured Loans (8)
  • PT Bank Amar Indonesia D/H PT Bank Anglomas Indonesia: O/S Rp 2.007.833 · EMI Rp 0 · DPD: Current
  • PT Bank Amar Indonesia D/H PT Bank Anglomas Indonesia: O/S Rp 10.761.231 · EMI Rp 0 · DPD: Current
  • PT Bank Amar Indonesia D/H PT Bank Anglomas Indonesia: O/S Rp 228.864 · EMI Rp 0 · DPD: Current
  • PT Pembiayaan Digital Indonesia: O/S Rp 1.445.333 · EMI Rp 0 · DPD: DPD 1-89
  • PT FINTEK DIGITAL INDONESIA (KREDITO): O/S Rp 5.000.000 · EMI Rp 0 · DPD: DPD 1-89
  • PT Indonesia Airawata Finance (d.h ITC Auto Multi Finance, PT.): O/S Rp 222.000 · EMI Rp 0 · DPD: Current
  • PT Bank Amar Indonesia D/H PT Bank Anglomas Indonesia: O/S Rp 15.000.000 · EMI Rp 0 · DPD: Current
  • PT Bank Jago Tbk d/h Bank Artos Indonesia: O/S Rp 1.099.103 · EMI Rp 0 · DPD: DPD 1-89
Paylater / Pinjol (17)
  • Gopay Later / Gopay Pinjam: O/S Rp 0 · EMI Rp 0 · DPD: DPD 0
  • Gopay Later / Gopay Pinjam: O/S Rp 0 · EMI Rp 0 · DPD: DPD 0
  • Gopay Later / Gopay Pinjam: O/S Rp 0 · EMI Rp 0 · DPD: DPD 0
  • Gopay Later / Gopay Pinjam: O/S Rp 0 · EMI Rp 0 · DPD: DPD 0
  • Gopay Later / Gopay Pinjam: O/S Rp 0 · EMI Rp 0 · DPD: DPD 1-30
  • Kredit Pintar: O/S Rp 0 · EMI Rp 0 · DPD: DPD 0
  • Easy Cash: O/S Rp 7.200.000 · EMI Rp 0 · DPD: DPD 90+
  • Easy Cash: O/S Rp 7.200.000 · EMI Rp 0 · DPD: DPD 90+
  • Kredito: O/S Rp 5.000.000 · EMI Rp 0 · DPD: DPD 90+
  • Adapundi: O/S Rp 3.600.000 · EMI Rp 0 · DPD: DPD 90+
  • KTA Kilat: O/S Rp 2.599.998 · EMI Rp 0 · DPD: DPD 90+
  • Pinjam Yuk: O/S Rp 3.000.000 · EMI Rp 0 · DPD: DPD 90+
  • Easy Cash: O/S Rp 4.249.999 · EMI Rp 0 · DPD: DPD 90+
  • Easy Cash: O/S Rp 4.249.999 · EMI Rp 0 · DPD: DPD 90+
  • AdaKami: O/S Rp 1.445.333 · EMI Rp 0 · DPD: DPD 90+
  • AdaKami: O/S Rp 1.099.102 · EMI Rp 0 · DPD: DPD 90+
  • AdaKami: O/S Rp 308.330 · EMI Rp 0 · DPD: DPD 90+

Optional. If set, the credit-ratio agent will use max(this value, conservative-emi).